During 2025, in Waggaman county of Jefferson, LA, the FHA loan limit is set at $472,030 for a single-family home. For two-unit homes, the limit rises to $604,400; for three-unit properties, it goes up to $730,525, and for four-unit buildings, the cap is $907,900.
For conventional loans, the maximum amount a single-family residence can have is $726,200. Two-unit properties reach up to $929,850, three-units to $1,123,900, and four-units can go to $1,396,800.
Use our FHA calculator to access today's top FHA rates and see what downpayment, income, credit score, reserves, and documents are necessary to qualify for a loan.
The Lendersa® calculator is an excellent tool to compare the rates and terms of FHA loans with other loan programs. Explore options like conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans, all in comparison with FHA.
Lendersa® obtains comprehensive loan data from thousands of lenders, allowing for quick comparisons against your unique financial profile and requirements.
For the current year 2025 in Waggaman county within Jefferson, LA, the Loan Limits Comparison Table shows FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money maximum loan amounts. To examine qualification needs such as income, reserves, and credit evaluation, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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