In 2026, the FHA loan limit in Merrydale of East Baton Rouge county, LA, is set at $472,030 for a single-family home. For two-unit houses, the limit is $604,400, $730,525 for three-unit properties, and $907,900 for four-unit residences.
The maximum amount for conventional loans on a single-family home is $726,200, rising to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to explore today’s best FHA rates and determine the necessary down payment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs. Investigate conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans alongside FHA.
Lendersa® compiles loan data from thousands of lenders, providing rapid comparisons against your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Merrydale, East Baton Rouge, LA, offers a look at maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To examine qualification standards like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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