In 2026, the FHA loan limits for Monticello, in the county of East Baton Rouge, LA, are as follows: $472,030 for a single-family home, $604,400 for properties with two units, $730,525 for three units, and $907,900 for four-unit properties.
The maximum limit on conventional loans for a single-family house stands at $726,200. For two-unit properties, it rises to $929,850, for three-unit buildings it's $1,123,900, and the limit reaches $1,396,800 for a four-unit residence.
With our FHA calculator, you can explore the best FHA rates available today and assess the necessary down payment, income, credit score, reserves, and documents needed for qualification.
The Lendersa® calculator is a tool that allows you to weigh FHA rates and terms against those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. This enables a comprehensive evaluation of your options.
Sourcing data from thousands of lenders, Lendersa® efficiently matches these offerings to your unique financial profile and requirements, providing personalized comparisons.
For 2026, in Monticello, within the county of East Baton Rouge, LA, the Loan Limits Comparison Table provides a thorough overview of maximum loan amounts for various loan types, including FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve deeper into qualification specifics such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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