During 2026, the FHA loan limit for East Baton Rouge county in Baker, LA, is set at $472,030 for a single-family home. For properties with two units, this limit increases to $604,400, extends to $730,525 for three-unit residences, and maxes out at $907,900 for four-unit buildings.
The maximum amounts for conventional loans are capped at $726,200 for single-family homes. For two-unit properties, it's $929,850, goes up to $1,123,900 for three-unit homes, and reaches $1,396,800 for four-unit spaces.
Our FHA calculator can help you discover today’s best FHA rates while also calculating necessary aspects such as downpayment, income, creditworthiness, reserves, and required documents for qualification.
The Lendersa® calculator is an effective tool to juxtapose FHA rates and terms alongside other loan program offerings. Delve into comparisons across conventional loans, jumbo loans, VA, USDA, non-QM, and hard money lending options as well as FHA.
With input from thousands of lenders, Lendersa® aggregates and then swiftly compares this data against your specific financial needs and profile.
The Loan Limits Comparison Table for 2026 in Baker, East Baton Rouge, LA provides insights into the highest permissible loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money options. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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