For 2026, the FHA loan limit in Oakdale county of Allen, LA is $472,030 for a single-family home. For two-unit properties, the limit is $604,400, rising to $730,525 for three units, and reaching $907,900 for those featuring four units.
Conventional loan amounts for a single-family residence max out at $726,200. For residences with two units, it extends to $929,850, for those with three units, it’s $1,123,900, and $1,396,800 for four units.
Use our FHA calculator to find today’s top FHA rates and determine your needs regarding downpayment, income, credit score, reserves, and necessary documents for qualification.
The Lendersa® calculator facilitates comparison of FHA and other loan program rates and terms. Examine alternatives such as conventional loans, jumbo loans, VA, USDA, non-QM, and hard money suits in relation to FHA.
Lendersa® compiles robust data from thousands of lenders, delivering quick, tailored comparisons aligned with your unique financial profile.
For 2026 in Oakdale county of Allen, LA, view the Loan Limits Comparison Table which delineates maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money funds. To analyze qualifications like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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