In 2026, the FHA loan limit in Fort-Polk-South county, Vernon, LA is $356,362 for a single-family home. It rises to $456,275 for two units, $551,500 for three units, and $685,400 for four units.
The maximum conventional loan amount for a single-family residence is $548,250. For two-unit properties, it increases to $702,000, for three units it is $848,500, and for four units, the cap is $1,054,500.
Use our FHA calculator to discover today’s best FHA rates and determine the required downpayment, income, credit score, reserves, and necessary documents to qualify.
The Lendersa® calculator enables you to compare FHA rates and terms with other loan program options. Discover conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans in comparison with FHA.
Lendersa® retrieves loan data from thousands of lenders, quickly aligning it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Fort-Polk-South county, Vernon, LA, offers insights into maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money. To examine qualifications like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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