In 2025, the FHA loan cap in St. Martin, St.-Martinville, LA is $356,362 for a single-family home. For 2-units, it's $456,275, for 3-units $551,500, and for 4-units $685,400.
Conventional loans max out at $548,250 for a single-family, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.
Use our calculator to find today’s FHA rates, downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator compares FHA rates with other programs like conventional, jumbo, VA, USDA, non-QM, and hard money loans.
Lendersa® obtains data from many lenders and aligns it with your financial needs.
The 2025 Loan Limits Table in St. Martin, St.-Martinville, LA, shows maximums for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® SLIQ™ to evaluate income, reserves, and credit needs.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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