In the year 2025, if you are considering a mortgage in Iberville county, Plaquemine, LA, the FHA loan limits have been set as follows: $472,030 for a single-family home. For two-unit properties, the limit increases to $604,400. If you are looking at three-unit structures, the loan limit is $730,525, and for four-unit homes, it reaches $907,900. This information is critical when planning your budget and exploring financing options in this county.
Conventional loans have different loan limits depending on the property type. For a single-family house, the cap is $726,200. For duplexes, the limit is set to $929,850. Triplex homes can be financed up to $1,123,900, and those with four units can secure loans up to a maximum of $1,396,800. Being aware of these restrictions helps streamline the loan selection process.
To aid in your decision-making, you can use our FHA calculator which is a convenient tool to identify today's best FHA rates available to you. This calculator assists in determining the needed downpayment, income bracket, credit score, reserve funds, and documentation required to qualify for these loans, ensuring you are fully prepared before making any financial commitments.
Explore loan offers from over 100 lenders to find the most competitive rates and terms that align with your unique financial profile and homeownership goals.
The Lendersa® calculator serves as a powerful tool to compare the rates and terms of FHA loans with a wide variety of other financial products. It enables thorough analysis and comparison across different loan options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans. This kind of comparative evaluation encourages deeper insight into which mortgage product fits best within your financial framework.
Lendersa® operates efficiently by aggregating detailed loan program data from thousands of lenders. This comprehensive approach conducts an expedited comparison against your specific financial profile and individual needs, facilitating a swift and informed decision process for the prospective borrower.
The Loan Limits Comparison Table, reflecting figures for 2025 in Plaquemine, located in Iberville, LA, offers an extensive review of the maximum amounts for a diverse selection of loans: FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan limits. Leveraging the Lendersa® Super Loan Integrated Qualifier (SLIQ™) allows for detailed comparison and qualification analysis focused on key metrics such as income level, credit evaluation, and necessary reserves to aid in your loan application journey.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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