In 2026, within St. Martin county, Breaux-Bridge, LA, the FHA loan limit is set at $356,362 for a single-family home. It extends to $456,275 for two-unit buildings, $551,500 for three-unit properties, and $685,400 for four-unit structures.
The maximum allowable amount for conventional loans starts at $548,250 for single-family residences. For homes with two units, it reaches $702,000, and increases to $848,500 for three units, culminating at $1,054,500 for four units.
Utilize our FHA calculator to find today's top FHA rates. It also assists you in identifying the needed downpayment, income, credit, reserves, and documentation for qualification.
With the Lendersa® calculator, you can compare FHA rates and terms with those of various other loan programs. Discover and compare conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans alongside FHA options.
Lendersa® aggregates comprehensive loan program data from a wide range of lenders, providing quick comparisons matched to your unique financial profile and needs.
For 2026, the Loan Limits Comparison Table in St. Martin county, Breaux-Bridge, LA highlights the maximum loan amounts across FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To assess qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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