In 2026, the FHA loan cap in Lafayette county, encompassing Youngsville, LA, is determined at $472,030 for single-family homes. For duplexes, it stands at $604,400; it rises to $730,525 for triplexes, and culminates at $907,900 for four-unit properties.
The maximum allowable amount for conventional loans on a single-family home is $726,200. For residences with two units, it reaches $929,850; for homes with three units, it is set at $1,123,900; and for those with four units, it peaks at $1,396,800.
Use our FHA calculator to access today’s most competitive FHA rates and evaluate necessary factors like down payment, income, credit score, reserves, and documents for qualification.
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The Lendersa® calculator allows you to evaluate FHA rates and terms alongside those from other loan programs. Explore your options with conventional, jumbo, VA, USDA, non-QM, and hard money loans in comparison with FHA.
Lendersa® aggregates data from numerous lenders, quickly aligning this information with your financial profile and specific needs.
The Loan Limits Comparison Table for 2026 in Youngsville county of Lafayette, LA offers insights into the highest permissible loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To analyze requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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