In 2026, the FHA loan cap in Lafayette county, encompassing Youngsville, LA, is determined at $472,030 for single-family homes. For duplexes, it stands at $604,400; it rises to $730,525 for triplexes, and culminates at $907,900 for four-unit properties.
The maximum allowable amount for conventional loans on a single-family home is $726,200. For residences with two units, it reaches $929,850; for homes with three units, it is set at $1,123,900; and for those with four units, it peaks at $1,396,800.
Use our FHA calculator to access today’s most competitive FHA rates and evaluate necessary factors like down payment, income, credit score, reserves, and documents for qualification.
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The Lendersa® calculator allows you to evaluate FHA rates and terms alongside those from other loan programs. Explore your options with conventional, jumbo, VA, USDA, non-QM, and hard money loans in comparison with FHA.
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The Loan Limits Comparison Table for 2026 in Youngsville county of Lafayette, LA offers insights into the highest permissible loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To analyze requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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