In 2026, the FHA loan limit in Rayne, located in Acadia, LA, is set at $472,030 for single-family homes. This limit extends to $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The maximum amount allowed for conventional loans on a single-family residence is $726,200. For two-unit residences, the cap is $929,850, for three units, it increases to $1,123,900, and for four units, it reaches $1,396,800.
Use our FHA calculator to check today’s leading FHA rates and assess the downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator helps compare FHA rates and terms with those of other loan programs. Check out options like conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans alongside FHA.
Lendersa® gathers loan program data from thousands of lenders, providing quick comparisons against your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Rayne, Acadia, LA, offers a look at maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to analyze qualification needs such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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