In 2026, the FHA loan limit in Scott county, Lafayette, LA is set at $472,030 for a single-family home. It is $604,400 for two units, $730,525 for three units, and $907,900 for four units.
Conventional loans on a single-family residence have a maximum limit of $726,200, with two units capped at $929,850, three units at $1,123,900, and four units at $1,396,800.
Use our FHA calculator to access today’s best rates and determine the necessary downpayment, income level, credit score, reserves, and documentation needed to qualify.
The Lendersa® calculator helps you compare FHA rates and terms with those of other loan programs—including conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans.
Lendersa® gathers comprehensive loan data from thousands of lenders, providing fast matches to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Scott county, Lafayette, LA, offers detailed comparisons of maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To assess qualification standards such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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