In 2026, the FHA loan limits for Newburyport, located in Essex, MA, are as follows: $828,000 for a single-family home, $1,060,000 for two-unit buildings, $1,281,300 for three units, and $1,592,350 for four-unit structures.
The conventional loan limits for a single-family home are $828,000, $1,060,000 for two units, $1,281,300 for three units, and $1,592,350 for four units.
Utilize our FHA calculator to view today's best FHA rates and identify the necessary down payment, income, credit, reserves, and documentation required to qualify.
The Lendersa® calculator allows you to compare the terms and rates of FHA loans with those of other loan types such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers extensive data from countless lenders, providing rapid comparison aligned with your specific financial situation.
For 2026, refer to the Loan Limits Comparison Table in Newburyport, Essex, MA for maximum loan amounts across FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for assessing qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $675,000 | $675,000 | $675,000 | $675,000 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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