In 2026, the FHA loan limits for the county of Ashburnham in Worcester, MA, are set at $472,030 for a single-family home. The limit increases to $604,400 for properties with 2-units, $730,525 for 3-units, and $907,900 for 4-units.
For conventional loans, the maximum limit is $726,200 for a single-family residence. For 2-unit homes, it's limited to $929,850, growing to $1,123,900 for 3-units and $1,396,800 for 4-units.
Utilize our FHA calculator to access today’s best FHA rates and determine the necessary downpayment, income, credit score, reserves, and required documents to qualify.
The Lendersa® calculator enables you to compare FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans for comprehensive comparisons.
Lendersa® compiles extensive loan data from thousands of lenders and rapidly aligns it with your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Ashburnham county of Worcester, MA, provides a detailed comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification needs such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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