In 2026, FHA loan limits in Winchendon county of Worcester, MA are set at $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three-unit homes, and $907,900 for four-unit buildings.
For conventional loans, the maximum is $726,200 for a single-family residence, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to find today’s leading FHA rates and identify requirements such as downpayment, income, credit, reserves, and necessary documents for qualification.
The Lendersa® calculator helps you compare FHA rate and terms alongside those of other loan programs. Explore options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in addition to FHA.
Lendersa® efficiently collects loan data from thousands of lenders, swiftly matching this information to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Winchendon county, Worcester, MA details maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For evaluating qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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