For 2026, the FHA loan limit in Ashland, Middlesex, MA, is set at $828,000 for single-family homes, $1,060,000 for two-unit properties, $1,281,300 for three units, and $1,592,350 for four units.
The maximum amount for conventional loans is $828,000 for a single-family home, $1,060,000 for two units, $1,281,300 for three units, and $1,592,350 for four units.
Utilize our FHA calculator to view today's competitive FHA rates and ascertain the requirements for downpayment, income, credit, reserves, and necessary documents for qualification.
The Lendersa® calculator facilitates comparing FHA loan terms and rates with other options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Collecting data from many lenders, Lendersa® efficiently aligns it to your unique financial situations and needs.
The Loan Limits Comparison Table for 2026 in Ashland, Middlesex, MA, provides a comparison of FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for insights into qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $675,000 | $675,000 | $675,000 | $675,000 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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