In 2026, the FHA loan limits for Framingham county located in Middlesex, MA, are as follows: $828,000 for a single-family home, $1,060,000 for two units, $1,281,300 for three units, and $1,592,350 for four units.
Conventional loan maximums are set at $828,000 for single-family homes, reaching $1,060,000 for two-unit properties, $1,281,300 for three units, and $1,592,350 for four units.
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The Lendersa® calculator lets you compare FHA rates and terms with other programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
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Refer to the Loan Limits Comparison Table for 2026 in Framingham, Middlesex, MA, to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum limits. For qualification specifics like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $675,000 | $675,000 | $675,000 | $675,000 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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