In 2026, the FHA loan limits in Hopkinton, located in Middlesex, MA, stand at $828,000 for a single-family home. The limits are $1,060,000 for two-unit residences, $1,281,300 for three-unit properties, and $1,592,350 for four-unit homes.
The maximum amount for conventional loans on a single-family residence is $828,000. For two-unit homes, the cap is $1,060,000. For three units, it's $1,281,300, and for four units, the maximum is $1,592,350.
Explore today’s top FHA rates using our calculator, which helps determine the necessary downpayment, income, credit, reserves, and documentation required to qualify.
The Lendersa® calculator facilitates the comparison of FHA rates and terms with those from a wide range of loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Drawing data from thousands of lenders, Lendersa® efficiently compares it with your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 within Hopkinton, Middlesex, MA, includes assessments of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximum amounts. For qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $675,000 | $675,000 | $675,000 | $675,000 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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