During 2026, the FHA loan limits for Barre county of Worcester, MA, are set at $472,030 for a single-family home. For 2-unit properties, the limit is $604,400, while the cap increases to $730,525 for 3-units and reaches $907,900 for 4-units.
For conventional loans, the maximum loan amount for a single-family residence is $726,200. If you have a 2-unit property, the maximum is $929,850, for 3-units it's $1,123,900, and for 4-units, the max is $1,396,800.
Make use of our FHA calculator to explore today’s top FHA rates and establish the required downpayment, income, credit, reserves, and documents essential to qualify.
The Lendersa® calculator gives you the power to compare the costs and terms of FHA loans and other lending options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects detailed loan program data from a wide range of lenders, ensuring rapid comparison aligned with your personal financial profile and unique needs.
In the Loan Limits Comparison Table for 2026 in Barre county of Worcester, MA, compare maximum loan figures across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money scenarios. To examine qualification requirements, such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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