For 2026, the FHA loan limits in Athol county of Worcester, MA are $472,030 for a single-family home, $604,400 for two units, $730,525 for three-unit properties, and $907,900 for four-unit buildings.
The maximum for conventional loans on a single-family residence is $726,200, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to check today’s best FHA rates, and find out the needed downpayment, income, credit, reserves, and documents to qualify.
The Lendersa® calculator allows for comparison of FHA rates and terms alongside those of other loan programs. Investigate opportunities like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® efficiently compiles data from thousands of lenders, instantly matching it to your financial profile and needs.
See the Loan Limits Comparison Table for 2026 in Athol, Worcester, MA, which compares FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for qualification criteria such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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