As of 2025, the FHA loan limits in the county of Worcester, MA, cover different residences in Hubbardston. For a single-family home, the limit is $472,030; for 2-units, it's $604,400; for 3-units, it's $730,525; and for 4-units, the cap is $907,900.
Conversely, the maximum loan amount for conventional loans stands at $726,200 for a single-family dwelling, with 2-units capped at $929,850. The limit on 3-unit properties is $1,123,900, while for 4-units, it reaches $1,396,800.
Utilize our FHA calculator to discover current top FHA rates and assess the required downpayment, income, credit, reserves, and documentation necessary for qualification.
The Lendersa® calculator is designed for comparing FHA rates and terms alongside a broad array of loan programs. This includes conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money lending options.
Lendersa® quickly sources and analyzes loan program data from numerous lenders, matching it against your specific financial profile and requirements.
The Loan Limits Comparison Table for 2025 in Hubbardston, county of Worcester, MA allows you to compare various loan limits: FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To assess qualification needs like income, reserves, and credit, leverage the capabilities of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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