In 2026, for Boxford county of Essex, MA, the FHA loan limits are $828,000 for a single-family home, $1,060,000 for 2 units, $1,281,300 for 3 units, and $1,592,350 for 4 units.
The maximum available for conventional loans on a single-family residence is $828,000, $1,060,000 for 2-unit buildings, $1,281,300 for 3 units, and $1,592,350 for 4-unit properties.
Use our FHA calculator to discover today’s top FHA rates and assess downpayment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator helps you compare FHA rates and terms with those of other loan programs. Consider options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® efficiently aggregates data from thousands of lenders, matching it to your financial profile and needs.
Consult the Loan Limits Comparison Table for 2026 in Boxford, Essex, MA, for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification requirements like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $675,000 | $675,000 | $675,000 | $675,000 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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