In 2026, within North-Andover county of Essex, MA, the FHA loan limit is set at $724,500 for a single-family home. For properties with 2-units, the limit is $927,500; for 3-unit homes, it's $1,121,150; and for those with 4-units, the limit is $1,393,300.
Conventional loans allow a maximum amount of $724,500 for a single-family residence. For 2-unit homes, they are limited to $927,500, 3-units at $1,121,150, and for 4-units, the maximum is $1,393,300.
Employ our FHA calculator to find today's optimal FHA rates and to calculate the necessary downpayment, income, credit, reserves, and documents to qualify.
The Lendersa® calculator facilitates comparison between FHA rates & terms and those of other loan programs. Evaluate and contrast options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® aggregates data from thousands of lenders and rapidly aligns it with your individual financial profile and requirements.
The Loan Limits Comparison Table for 2026 in North-Andover county of Essex, MA provides insights into FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To further compare qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $724,500 | $927,500 | $1,121,150 | $1,393,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $724,500 | $927,500 | $1,121,150 | $1,393,300 |
| USDA | $579,600 | $579,600 | $579,600 | $579,600 |
| VA | $724,500 | $927,500 | $1,121,150 | $1,393,300 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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