For the year 2025, the FHA loan limit in the county of Middlesex within Chelmsford, MA, is established at $828,000 for single-family homes, with limits increasing to $1,060,000 for two units, $1,281,300 for three-unit homes, and $1,592,350 for four-unit residences.
As for conventional loans, the highest amounts permitted for a single-family house are $828,000, extending to $1,060,000 for homes with two units, reaching $1,281,300 for those with three units, and topping at $1,592,350 for four-unit properties.
Utilize our FHA calculator to explore the best FHA rates available today and understand the requirements for downpayment, income, credit, reserves, and the necessary documentation to qualify.
Explore and contrast loan offers from a diverse group of 100 lenders
The Lendersa® calculator offers you the ability to evaluate FHA rates and terms against all other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Discover the differences and select what's best for you.
Lendersa® accumulates comprehensive data from thousands of lenders, providing rapid comparison to align with your unique financial circumstances and needs.
Leverage the Loan Limits Comparison Table for 2025 in Chelmsford county of Middlesex, MA, to understand the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For evaluating qualification standards like income, reserve levels, and credit scores, apply Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $675,000 | $675,000 | $675,000 | $675,000 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
