2026 FHA (Government Loans) Limits for Carlisle, Middlesex County, Massachusetts

In 2026, FHA loan limits in Carlisle county, part of Middlesex, MA, are established at $828,000 for a single-family home. For 2-units, the limit is $1,060,000, while 3-units have a limit of $1,281,300, and 4-units reach $1,592,350.

The highest loan amount for conventional loans on a single-family residence is $828,000. For 2-units, it is $1,060,000, the cap rises to $1,281,300 for 3-units, and extends to $1,592,350 for 4-units.

Use our FHA calculator to explore today’s preferred FHA rates and assess the necessary downpayment, income, credit, reserves, and documentation needed for qualification.

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The Lendersa® calculator offers the capability to compare FHA rates and terms with other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, facilitating detailed comparisons.

Lendersa® collects and rapidly organizes comprehensive loan data from thousands of lenders to match your specific financial profile and needs.

The Loan Limits Comparison Table for 2026 in Carlisle county of Middlesex, MA, features a detailed comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To explore qualification requirements like income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Carlisle county of Middlesex, MA

SFR 2 Units 3 Units 4 Units
FHA $828,000 $1,060,000 $1,281,300 $1,592,350
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $828,000 $1,060,000 $1,281,300 $1,592,350
USDA $675,000 $675,000 $675,000 $675,000
VA $828,000 $1,060,000 $1,281,300 $1,592,350
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Carlisle FHA Lenders

  • Value Mortgage Corporation
  • 11 Eldorado Road, Chelmsford, MA, 01824
  • Lends in Massachusetts
  • As a mortgage broker with more than 20 years of experience, Value Mortgage has the dedication and know how to get almost any transaction done. Whether you’re refinancing your house or purchasing your very first home Value Mortgage Corporation can help you with all your home financing needs.

  • Best Rate Mortgage LLC
  • 28 Broadway Street, Westford, MA, 01886
  • Lends in Massachusetts
  • Best Rate Mortgage MA was started in 2011 in Charlestown MA and now serves the entire Commonwealth with below market rates and personalized customer service. With loan officers located across the state and equipped with state of the art technology, the mortgage process is easily tailored to those who demand either in-person.

  • Lowell Firefighters Credit Union
  • 642 Chelmsford Street, Lowell, MA, 01851
  • Lends in Massachusetts
  • The Lowell Firefighters Credit Union is a member owned and operated financial institution. Our mission is to educate our members and provide a reliable, secure, friendly financial environment, which features benefits and advantages from our financial services, in order to help members gain some measure of personal financial success

  • WORKERS CREDIT UNION
  • 119 Russell Street, Littleton, MA, 01460
  • Lends in Massachusetts
  • Our members – both long-time and brand-new – have chosen Workers for full banking services to meet a lifetime of financial needs, and we can help you, too. We would love to show you how we can save you money, and make banking easier, and more convenient.We take the time to focus on the things that are important to you

  • Enterprise Bank and Trust Company
  • 222 Merrimack Street, Lowell, MA, 01852
  • Lends in Massachusetts
  • Enterprise Bank was founded through the entrepreneurial vision of George L. Duncan in 1988. We are headquartered in Lowell, Massachusetts, with branch locations throughout the Merrimack Valley and North Central regions of Massachusetts, as well as Southern New Hampshire.For over 30 years, Enterprise Bank has been supporting the financial needs of b

  • Mills42 Federal Credit Union
  • 83 Merrimack Street, Lowell, MA, 01852
  • Lends in Massachusetts
  • We are a small but mighty federal credit union serving Greater Lowell, Massachusetts and surrounding communities. And we’re standing ready to help you achieve your financial goals. Whether it be through sitting down with you to create a budget or working with you to buy your first home, our focus is to help you build from here.

  • Align Credit Union
  • 40 Market Street, Lowell, MA, 01852
  • Lends in Massachusetts
  • "Since 1922, Align Credit Union has provided customized banking solutions to individuals and families throughout Northeastern Massachusetts and Southern New Hampshire.

    Align offers a full suite of products and services including Personal and Business Banking, Mortgages, Financial Planning and Insurance."

  • MortgageINQ
  • 6 Paul Revere Road, Lexington, MA, 02421
  • Lends in Massachusetts
  • At MortgageINQ, we treat each customer as an individual, not a number. We will take the time to analyze your personal financial situation and fit you with home financing that fits your long and short term financial goals. We represent multiple "A" rated lenders with extremely competitive rates and programs.

  • MORNINGTIDE FINANCIAL GROUP, INC
  • 331 Marrett Road, Lexington, MA, 02421
  • Lends in Massachusetts
  • MorningTide Financial Group, Inc. We are a full-service, licensed mortgage broker company based in Lexington, MA. We specialize in FHA, Conventional,Renovation, Jumbo & VA Mortgages in MA. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

  • Monument Mortgage Co. Inc
  • 91 Hartwell Ave, Lexington, MA, 02421
  • Lends in Massachusetts
  • We provide expert advice on mortgage lending. Whether you are purchasing or refinancing, a primary home or a second mortgage, a condominium or a multi-family, we can handle the transaction. We do what we do best, Mortgages.We are a team of professionals, dedicated to our work and thrilled to help families gain home ownership.