In 2025, the FHA loan limit within Westford county of Middlesex, MA stands at $828,000 for a single-family home. For properties with 2-units, the limit is $1,060,000; for 3-units, it's $1,281,300; and for 4-units, it reaches $1,592,350.
Conventional loans have a maximum loan amount for a single-family residence of $828,000. For 2-units, the cap is $1,060,000, for 3-units it's $1,281,300, and for 4-units the limit is $1,592,350.
Use our FHA calculator to discover today’s best FHA rates and determine the necessary downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator allows comparisons between FHA rates & terms and those of other loan programs. This includes comparing Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® gathers comprehensive loan data from thousands of lenders, quickly analyzing it against your unique financial profile and needs.
In 2025, the Loan Limits Comparison Table for Westford county of Middlesex, MA, provides a review of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $675,000 | $675,000 | $675,000 | $675,000 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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