2023 FHA Loan Limits for Douglas, Worcester County, Massachusetts

In 2025, FHA loan limit in Douglas county of Worcester, Massachusetts is $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2025 in Douglas county of Worcester, Massachusetts compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Douglas county of Worcester, MA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Polaris Mortgage Group, LLC
  • 581 Riverside Drive, Thompson, CT, 06255
  • Polaris Mortgage Group, LLC prides itself in providing affordable financing with World Class Service to clients in both MA and CT. Conveniently located in Thompson, CT, the heart of the Quiet Corner. We offer personal service combined with lower rates and/or lower closing costs as compared with most local lenders!
  • Webster Five
  • 35 Millbury Street, Auburn, MA, 01501
  • Webster Five is a $1 billion community bank with seven convenient branches, serving Central Massachusetts with offices in Auburn, Dudley, Oxford, Shrewsbury, Webster and Worcester. For over a century, the bank has developed a reputation for outstanding personal service, community support and fiscal strength.
  • NorthStar Home Loans, LLC
  • 112 Main Street, Unit 11, Putnam, CT, 06260
  • NorthStar Home Loans is an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, financial advisors, attorneys, and individual home buyers. We have access to a full range of mortgage programs and are dedicated to finding the right loan program to meet each of our client’s individual needs.
  • Homefield Credit Union
  • 86 Worcester St, North Grafton, MA, 01536
  • Homefield Credit Union is a community-based credit union founded in 1966. Originally chartered as Grafton Suburban Credit Union with a field of membership including those in the Greater Grafton area, HCU has grown to include a field of membership encompassing all of Worcester and Middlesex counties.
  • Security First Mortgage Funding LLC
  • 21 N. Quinsigamond Ave, Worcester, MA, 01545
  • Security First Mortgage Funding is a Mortgage Lender with a Lending Platform designed to meet the needs of Today's Borrower. We have the lowest rates on conventional, Jumbo, FHA, VA and portfolio loans Available. We also specialize in Condo financing. At Security First we have a dedicated team of loan officers & processors.
  • Drew Mortgage Associates
  • 196 Boston Turnpike Road, Shrewsbury, MA, 01545
  • We’re more than a mortgage lender – we’re comprehensive mortgage planners. Our home loan officers are trained to help you apply for a mortgage loan that supports your financial goals. We offer a variety of home loan programs to fit your individual mortgage needs.This kind of planning may save you money and help you achieve your financial goals.
  • Worcester Fire Dept Credit Union
  • 34 Glennie Street, Worcester, MA, 01605
  • Firefighters of the City of Worcester have benefited from a long and rich history of member service. It has evolved over the years from a "savings and loan" business to a full service financial institution.When you become a member of the Worcester Fire Deptartment Credit Union, you also become an owner. We will continue through sound investments
  • ROSS MORTGAGE COMPANY, INC.
  • 115 Flanders Road, Suite 120, Westborough, MA, 01581
  • Ross Mortgage offers a variety of mortgage loan products, and the company is a Direct Endorsed lender for the Federal Housing Administration and the Veteran’s Administration. As an approved lender, Ross Mortgage has the ability to originate, underwrite and close these government guaranteed mortgage loans in all the states where it holds a license.