In 2026, the FHA loan limit in Sutton county of Worcester, MA is as follows: $472,030 for a single-family home, $604,400 for 2-unit properties, $730,525 for 3-unit residences, and $907,900 for buildings with 4 units.
The maximum loan amount allowed for conventional loans on a single-family residence is $726,200, $929,850 for 2-unit homes, $1,123,900 for 3-unit homes, and $1,396,800 for 4-unit properties.
Utilize our FHA calculator to access today's leading FHA rates and figure out the necessary downpayment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator allows comparison of FHA rates and terms against other loan programs. Explore a variety of options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® compiles extensive loan data from thousands of lenders, instantly aligning it with your financial profile and unique needs.
Consult the Loan Limits Comparison Table for 2026 in Sutton county of Worcester, MA, to compare maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For understanding qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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