In 2026, FHA loan limits for Northbridge county in Worcester, MA are structured as follows: $472,030 for a single-family house, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for quadplexes.
The ceiling for conventional loans on a single-family home is $726,200, for two-unit buildings it's $929,850, for three units it's $1,123,900, and for four units, it's $1,396,800.
Use our FHA calculator to view the most competitive FHA rates available today and to determine what down payment, income, credit rating, reserves, and documentation are necessary for qualification.
The Lendersa® calculator lets you evaluate FHA rates compared to other loan program rates and terms. Look into and compare options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, all alongside FHA.
Through Lendersa®, detailed loan program data from a wide network of lenders is gathered and matched to your unique financial circumstances in a matter of seconds.
The Loan Limits Comparison Table for 2026 in Northbridge county of Worcester, MA helps you to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To assess qualification needs such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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