In 2026, the FHA loan limits for East-Harwich county of Barnstable, MA are defined as follows: $506,000 for a single-family home, $647,750 for 2-units, $783,000 for 3-units, and $973,100 for 4-units.
For conventional loans, the ceiling for a single-family residence is $548,250. For properties with 2-units, it escalates to $702,000, rising to $848,500 for 3-units and peaking at $1,054,500 for 4-units.
Utilize our FHA calculator to access the prime FHA rates currently available and evaluate the downpayment, income needed, credit rating, reserves, and documentation required for qualification.
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The Lendersa® calculator provides a way to compare FHA loan rates and terms against various other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, offering extensive exploration and analysis.
Lendersa® sources extensive loan data from a multitude of lenders, ensuring rapid and thorough comparisons fitted to your personal financial profile and needs.
The Loan Limits Comparison Table for 2026 in East-Harwich within Barnstable, MA, compares the maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further examine qualification requirements such as income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $408,200 | $408,200 | $408,200 | $408,200 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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