For 2025, the FHA loan limits in Harwich, located in Barnstable, MA, are determined as follows: $701,500 for a single-family home, $898,050 for homes with 2 units, $1,085,550 for homes with 3 units, and $1,349,050 for properties with 4 units.
The upper limit for conventional loans on a single-family residence is $726,200; for two-unit properties, it is $929,850; for three-unit dwellings, it's $1,123,900; and for four-unit buildings, the cap is $1,396,800.
Utilize our FHA calculator to uncover today's top FHA rates and determine necessary details such as downpayment, income, credit requirements, reserves, and documentation for eligibility.
The Lendersa® calculator provides a tool for comparing FHA rates and terms with those of various other loan programs. Investigate options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® collects loan program data from thousands of lenders, facilitating quick comparisons to fit your specific financial profile and needs.
Use the Loan Limits Comparison Table for 2025 in Harwich county, Barnstable, MA, to examine maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For analyzing qualification criteria such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $701,500 | $898,050 | $1,085,550 | $1,349,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $496,800 | $496,800 | $496,800 | $496,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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