In 2026, the FHA loan limits in Eastham county of Barnstable, MA are $701,500 for a single-family home, $898,050 for 2-units, $1,085,550 for 3-units, and $1,349,050 for 4-units.
The maximum amount for conventional loans on a single-family residence is $726,200. For 2-unit properties, it is $929,850, for 3-units it rises to $1,123,900, and for 4-units, it's $1,396,800.
Use our FHA calculator to find today’s leading FHA rates and discover the necessary downpayment, income, credit score, reserves, and documentation required for qualification.
The Lendersa® calculator lets you assess FHA rates and terms against those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, for thorough comparisons.
Lendersa® retrieves loan program data from thousands of lenders and quickly matches it to your unique financial situation and requirements.
The Loan Limits Comparison Table for 2026 in Eastham county of Barnstable, MA, offers a view of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money compatible loan maximums. To explore qualification requirements like income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $701,500 | $898,050 | $1,085,550 | $1,349,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $496,800 | $496,800 | $496,800 | $496,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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