In 2026, the FHA loan limits for Orleans county, within Barnstable, MA, are established as $701,500 for a single-family home, $898,050 for 2-units, $1,085,550 for 3-units, and $1,349,050 for 4-units.
The upper limit for conventional loans on a single-family residence is $726,200. For 2-units, it becomes $929,850, for 3-units $1,123,900, and for 4-units the cap is $1,396,800.
Utilize our FHA calculator to find today’s most competitive FHA rates and ascertain the necessary downpayment, income, credit score, reserves, and required documents for qualification.
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The Lendersa® calculator enables users to compare the rates and terms of FHA loans with those of other types, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, facilitating thorough analysis.
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Check the Loan Limits Comparison Table for 2026 in Orleans county of Barnstable, MA to evaluate maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification necessities like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $701,500 | $898,050 | $1,085,550 | $1,349,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $496,800 | $496,800 | $496,800 | $496,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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