During 2026, the FHA loan limits for Edgartown in the county of Dukes, MA, are set at $1,089,300 for a single-family home. For a 2-unit property, the limit is $1,394,775; for 3-unit homes, it's set at $1,685,850, and for 4-unit buildings, the maximum is $2,095,200.
In comparison, for conventional loans, the highest possible amount you can borrow for a single-family residence is $1,089,300. If you own a property with two units, the limit is $1,394,775; for those with three units, it is $1,685,850; and finally, for 4-unit properties, the cap is $2,095,200.
Make use of our FHA calculator to find out the most competitive FHA rates available today and to calculate the necessary downpayment, income requirements, credit qualifications, reserve levels, and documentation needed for eligibility.
Lendersa® provides a fantastic calculator tool enabling you to compare the rates and terms of FHA loans with those of various other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Engage in comprehensive exploration and comparison.
With access to an extensive array of loan program data from thousands of lenders, Lendersa® quickly evaluates and presents options that align with your specific financial needs and circumstances.
Examine the Loan Limits Comparison Table for 2026 in Edgartown, found within the county of Dukes, MA. This table provides a detailed look at maximum loan amounts for a multitude of loan types, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To perform a comparison of qualification criteria like income, reserves, and credit scores, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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