In 2026, the FHA loan limits in East-Falmouth county of Barnstable, MA, are designated as $506,000 for a single-family home. For properties with 2-units, the limit is set at $647,750, progressively rising to $783,000 for 3-units and $973,100 for 4-units.
As for conventional loans, the ceiling for a single-family residence is $548,250. For properties containing 2-units, it's $702,000, for 3-units, the amount is $848,500, and for residences with 4-units, the maximum is $1,054,500.
Utilize our FHA calculator to identify today's prime FHA rates and determine the downpayment, income, credit score, reserves, and documentation required to qualify.
The Lendersa® calculator provides the capability to evaluate FHA rates and terms alongside those of various other loan programs. You can explore and contrast the attributes of Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans against FHA offerings.
Lendersa® aggregates extensive loan data from thousands of lenders, structuring comparisons swiftly to match your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in East-Falmouth county of Barnstable, MA allows you to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money financing options. To evaluate qualification requirements such as income, reserves, and credit scores, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $408,200 | $408,200 | $408,200 | $408,200 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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