For 2026, the FHA loan limits in Oak-Bluffs, within the county of Dukes, MA, are $822,375 for single-family homes, $1,053,000 for 2-unit properties, $1,272,750 for 3-units, and $1,581,750 for 4-units.
The top amount allowable on conventional loans for a single-family home is $822,375, with $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for four units.
Utilize our FHA calculator to find today's optimal FHA rates and to compute what is needed in terms of downpayment, income, credit score, reserves, and necessary documentation for qualification.
The Lendersa® calculator grants you the ability to compare FHA loan terms with those of various other loan programs, including conventional, jumbo, VA, USDA, Non-QM, and hard money options.
By sourcing loan data from a large network of lenders, Lendersa® provides comparative insights that are tailored to your specific financial situation almost instantly.
The Loan Limits Comparison Table for 2026 in Oak-Bluffs, county of Dukes, MA, allows a juxtaposition of each loan type: FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To examine each requirement regarding income, credit, and reserves, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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