In 2026, within Fiskdale's county of Worcester, MA, the FHA loan ceiling for a single-family home is set at $472,030. For homes with two, three, and four units, the limits increase to $604,400, $730,525, and $907,900, respectively.
Conventional loan maximums for a single-family dwelling are pegged at $726,200, with two-unit, three-unit, and four-unit homes eligible for amounts of $929,850, $1,123,900, and $1,396,800 accordingly.
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Through the Lendersa® tool, you can easily contrast FHA loan conditions and rates with those of other financing programs. Investigate your possibilities across Conventional, Jumbo, VA, USDA, Non-QM, and even alternative hard money loans alongside FHA models.
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For 2026, the Loan Limits Comparison Table in Fiskdale's county of Worcester, MA facilitates side-by-side appraisal of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan caps. To compare qualification standards like income, reserves, and credit attributes, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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