In 2026, within Fiskdale's county of Worcester, MA, the FHA loan ceiling for a single-family home is set at $472,030. For homes with two, three, and four units, the limits increase to $604,400, $730,525, and $907,900, respectively.
Conventional loan maximums for a single-family dwelling are pegged at $726,200, with two-unit, three-unit, and four-unit homes eligible for amounts of $929,850, $1,123,900, and $1,396,800 accordingly.
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Through the Lendersa® tool, you can easily contrast FHA loan conditions and rates with those of other financing programs. Investigate your possibilities across Conventional, Jumbo, VA, USDA, Non-QM, and even alternative hard money loans alongside FHA models.
Lendersa® aggregates loan data from a multitude of lending sources, performing rapid analysis tailored to fit your particular financial situation and aspirations.
For 2026, the Loan Limits Comparison Table in Fiskdale's county of Worcester, MA facilitates side-by-side appraisal of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan caps. To compare qualification standards like income, reserves, and credit attributes, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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