As of 2025, the FHA loan limits in the county of Worcester, covering Brookfield, MA, are established at $472,030 for a single-family home. For two units, it is $604,400, for structures with three units, $730,525, and for four-unit properties, the limit is $907,900.
Meanwhile, the highest loan amounts permissible for conventional loans on a single-family residence are set at $726,200. For 2-unit properties, the cap is $929,850, for 3-units it's $1,123,900, and for 4-units, it reaches $1,396,800.
Utilize our FHA calculator to explore today’s leading FHA rates and to figure out the necessary downpayment, income, credit, reserves, and document requirements for qualification.
Through the Lendersa® calculator, you have the opportunity to compare the rates and terms of FHA loans with various other loan programs. This includes exploring Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA terms.
Lendersa® efficiently gathers loan program data from an extensive network of lenders, swiftly providing comparisons aligned with your distinct financial profile and requirements.
The Loan Limits Comparison Table for 2025 in Brookfield, located in the county of Worcester, MA, offers a comprehensive look at maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve into qualification requirements such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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