For 2025, the FHA loan limit in Grafton, within Worcester, MA, stands at $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
In terms of conventional loans, the maximum amount for a single-family residence is $726,200. For two, three, and four units, the limits are $929,850, $1,123,900, and $1,396,800, respectively.
Our FHA calculator provides access to today's top FHA rates, also indicating needed downpayment, income requirements, credit status, reserves, and documentation for qualification.
Lendersa® enables comparing FHA rates and terms with those of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Using data from thousands of lenders, Lendersa® quickly matches this against your specific financial profile.
The Loan Limits Comparison Table for 2025 in Grafton, Worcester, MA allows comparison of FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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