For 2026, the FHA loan limits in Millbury, which is in the county of Worcester, MA, are as follows: $472,030 for a single-family home, $604,400 for two-unit homes, $730,525 for homes with three units, and $907,900 for four-unit properties.
The maximum for conventional loans is $726,200 for single-family houses, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for four-unit buildings.
Use our FHA calculator to view today's best FHA rates and understand the requirements for downpayment, income, credit score, reserves, and documents needed for qualification.
The Lendersa® calculator helps you compare FHA rates and terms against those of other loan programs. Consider various options, from Conventional and Jumbo loans to VA, USDA, Non-QM, and hard money loans, along with FHA.
Lendersa® aggregates loan data from thousands of lenders and rapidly aligns it with your personal financial profile and needs.
Check the Loan Limits Comparison Table for 2026 in Millbury, Worcester, MA. This tool provides a comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for insights into requirements involving income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
