For 2026, the FHA loan limit designated for the county of Essex in the city of Haverhill, MA, is set as follows: $828,000 for single-family residences, $1,060,000 for properties with two units, $1,281,300 for buildings with three units, and $1,592,350 for those with four units.
As for conventional loans, the maximum loan amount is $828,000 for single-family houses, increasing to $1,060,000 for two-unit setups, $1,281,300 for tri-plexes, and $1,592,350 for quad-plex structures.
Utilize our FHA calculator to discover the best rates available today and to determine the needed downpayment, income, credit score, reserves, and documents necessary to qualify.
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You can easily use the Lendersa® calculator to compare FHA rates and terms with those of all other loan programs. This includes exploring and comparing options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA loans.
Lendersa® efficiently gathers loan program data from thousands of lending institutions and, within seconds, aligns it against your distinctive financial profile and requirements, offering tailored results.
Our comprehensive Loan Limits Comparison Table for 2026 in Haverhill, within Essex county of MA, allows for an in-depth comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a thorough comparison of qualification criteria like income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for expert guidance.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $675,000 | $675,000 | $675,000 | $675,000 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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