In 2026, FHA loan limits in Lawrence county, Essex, MA, are as follows: $828,000 for a single-family home, $1,060,000 for two-unit homes, $1,281,300 for three-unit properties, and $1,592,350 for four-unit structures.
Conventional loan maximums are $828,000 for single-family residences, rising to $1,060,000 for two units, $1,281,300 for three-unit buildings, and $1,592,350 for those with four units.
Leverage our FHA calculator to uncover top FHA rates today and assess the necessary downpayment, income, credit, reserves, and documentation to qualify.
Review and compare loans from 100 lenders for the best options available.
The Lendersa® calculator allows you to contrast FHA rates and terms with those of other loan offerings, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® rapidly collects data from thousands of lenders and aligns it with your individual financial profile, delivering tailored results swiftly.
The Loan Limits Comparison Table for 2026 in Lawrence, Essex, MA, contrasts FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. For insight into qualification details like income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $675,000 | $675,000 | $675,000 | $675,000 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
Lawrence FHA Lenders |
|
|
|
|
|
|
Also lends in Massachusetts |
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
