In 2026, the FHA loan limits in Nahant, county of Essex, MA, are $828,000 for a single-family home, $1,060,000 for 2-unit residences, $1,281,300 for 3-unit properties, and $1,592,350 for 4-units.
The maximum amount for conventional loans on a single-family home is $828,000. For 2-unit buildings, it's $1,060,000, for 3-units it is $1,281,300, and for 4-units, the max is $1,592,350.
Use our FHA calculator to discover today’s best FHA rates and calculate needed downpayment, income, credit, reserves, and documents for qualification.
With the Lendersa® calculator, you can compare FHA rates and terms against other loans like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® retrieves loan program data from thousands of lenders and aligns it quickly with your financial profile.
Review the Loan Limits Comparison Table for 2026 in the county of Essex, MA, covering FHA, Conventional Conforming, Jumbo, USDA, VA, and other loans. For qualification comparisons, including income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $675,000 | $675,000 | $675,000 | $675,000 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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