In 2026, the FHA loan limit in Marblehead county, which is part of Essex, MA, is set at $828,000 for a single-family home. For homes with 2-units, the limit is $1,060,000; for 3-units, it is $1,281,300; and for 4-units, it stands at $1,592,350.
For conventional loans, the maximum allowed for a single-family residence is $828,000. For properties with 2-units, the limit is $1,060,000, for 3-units it reaches $1,281,300, and for 4-units, the cap is $1,592,350.
Use our FHA calculator to discover today’s leading FHA rates and calculate the necessary downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator allows for comparison of FHA rates and terms with those of other loan programs. This includes Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® gathers data from thousands of lenders, quickly matching it with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Marblehead county of Essex, MA provides a detailed analysis of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further compare qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $675,000 | $675,000 | $675,000 | $675,000 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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