For 2026, in Mendon county of Worcester, MA, the FHA loan limits are $472,030 for single-family homes. For 2-units, it's $604,400; for 3-units, the limit is $730,525; and for 4-units, it's $907,900.
Regarding conventional loans, the maximum amount is $726,200 for a single-family residence, $929,850 for a 2-unit property, $1,123,900 for 3-units, and for properties with 4-units, it is $1,396,800.
Try out our FHA calculator to access today’s top FHA rates and evaluate the downpayment, income, credit, reserves, and documentation needed for qualification.
The Lendersa® calculator allows for comparing FHA loan rates and terms with those of other programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers data from thousands of lenders, providing fast, tailored comparisons against your financial specifics and needs.
The Loan Limits Comparison Table for 2026 in Mendon county of Worcester, MA lets you examine maximum figures for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification metrics like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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