For 2026, in South-Hadley county of Hampshire, MA, the FHA loan limit is $356,362 for a single-family home, $456,275 for two-unit residences, $551,500 for three-unit homes, and $685,400 for four units.
The ceiling for conventional loans on a single-family house is $548,250. For two units, it’s $702,000, three units has a limit of $848,500, and four units are capped at $1,054,500.
Our FHA calculator is useful for discovering today’s top FHA rates as well as understanding required downpayment, income, credit, reserves, and documents needed to qualify.
With the Lendersa® calculator, compare the terms and rates of FHA loans with those of various other loans like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly compiles data from thousands of lenders and compares it with your unique financial profile and needs.
For 2026, check the Loan Limits Comparison Table in South-Hadley, Hampshire, MA, covering FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to understand qualifications involving income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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