In 2026, the FHA loan limits for Hadley, Hampshire, MA, are $472,030 for a single-family home. For 2-units, it's $604,400, $730,525 for 3-units, and $907,900 for 4-units.
The maximum amount for conventional loans on a single-family residence stands at $726,200. For 2-units, this limit is $929,850, $1,123,900 for 3-units, and extends to $1,396,800 for 4-units.
Utilize our FHA calculator to see today's premier FHA rates and evaluate the necessary downpayment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator provides the ability to compare FHA rates and terms with those of other loan programs, like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly gathers and compares loan program data from a wide array of lenders, aligning it with your unique financial profile and needs.
Refer to Loan Limits Comparison Table for 2026 in Hadley, Hampshire, MA, to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To examine qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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