In 2026, the FHA loan limit in Northampton county, part of Hampshire, MA, is $472,030 for a single-family home. For properties with 2-units, it's $604,400, for 3-units, $730,525, and for 4-units, the limit is $907,900.
For conventional loans, the cap on a single-family residence is $726,200. For 2-units, it reaches $929,850, for 3-units, the limit is $1,123,900, and for 4-units, it's $1,396,800.
Utilize our FHA calculator to check today's best FHA rates and determine the downpayment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator allows comparisons between FHA rates & terms and those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects extensive loan program data from thousands of lenders, quickly matching it against your unique financial profile.
The Loan Limits Comparison Table for 2026 in Northampton county of Hampshire, MA enables you to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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