In 2026, the FHA loan limit for Wakefield county in Middlesex, MA is specified as $828,000 for a single-family home. For 2-units, it rises to $1,060,000, for 3-units it's $1,281,300, and for 4-units, it reaches $1,592,350.
The maximum available loan amount for conventional loans on a single-family home is $828,000. For homes with 2-units, the limit is $1,060,000, for 3-units, it's $1,281,300, and for 4-units, $1,592,350.
Use our FHA calculator to find today’s best FHA rates and assess the necessary downpayment, along with income, credit, reserves, and documents required for qualification.
The Lendersa® calculator allows you to compare the rates and terms of FHA loans with those of other programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® rapidly compiles data from thousands of lenders, matching it efficiently to your financial profile and needs.
In 2026, the Loan Limits Comparison Table for Wakefield county of Middlesex, MA facilitates the comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a deeper dive into qualifying criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $675,000 | $675,000 | $675,000 | $675,000 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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