For 2026, the FHA loan limits in Stoneham county of Middlesex, MA are defined as $828,000 for a single-family home. For 2-units, it is $1,060,000; for 3-units, the limit rises to $1,281,300; and for 4-units, it's $1,592,350.
Conventional loans offer a maximum of $828,000 for a single-family residence. A 2-unit home has a limit of $1,060,000; $1,281,300 for 3-units; and for 4-units, it caps at $1,592,350.
Utilize our FHA calculator to explore today’s leading FHA rates and calculate the necessary downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs. Consider Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA to fully explore your options.
Lendersa® assimilates loan program data from thousands of lenders, quickly aligning it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Stoneham county of Middlesex, MA, provides insights into maximum loan amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further evaluate qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $675,000 | $675,000 | $675,000 | $675,000 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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